Spousal Beneficiary Options for Inherited IRAs and Roth IRAs

By: Nancy D. McKee, CFP®

Inheriting an IRA or Roth from a spouse comes with its own set of rules and key deadlines. If you inherit an IRA or Roth from a spouse, you can combine that IRA or Roth with […]

College Funding: How to Determine Your Expected Family Contribution

By: Ben Grom, CFP®, Financial Planning Analyst

Applying to colleges is often a stressful time for both students and parents. During this time, families are asked to complete the Free Application for Federal Student Aid (FAFSA), which can be a daunting […]

Behavioral Finance: Taking the Emotion Out of Investing

By: Matt Jaspert, Financial Planning Associate

Discussing finance is generally something most people like to avoid. Are we saving enough? Can we pay for the kids to go to college? When can we retire? All of these questions and countless others […]

Six Estate Planning Focuses for Unmarried Couples

By: Trina Brown, Financial Planning Analyst

According to the Pew Research Center,1 the percentage of adults presently married in the United States declined from a high of 72% in 1960 to a low of 50.5% in 2012. At the same time, […]

The Importance of Saving

Having a retirement plan in place is fantastic, but adding to it is crucial to building a bigger savings balance.  It can be hard to set aside money each pay for something that you don’t use today.  It can be […]

Five Reasons to Use a Financial Adviser (the human kind)

Computers are a prominent way of life and are becoming faster and smarter by the minute.  They are in our everyday appliances, phones, cars, factories, and they even perform life-saving surgeries.  Some people even use a robo adviser to manage […]

Tax and Estate Planning Throughout Retirement

By: Michael A. Montileone, CFP® and Chris P. Wieder, CFP®

There are many life changing events that occur in a lifetime with retirement normally being in the top five. In addition to being assured that you have accumulated enough assets for […]

The Powerful Benefits of Life Insurance

By: Barb Leson, FMLI

September is Life Insurance Awareness Month (LIAM) and the perfect time to emphasize the importance of life insurance with your financial adviser. Life insurance is a simple answer to a very difficult question: How will my family […]

The Roth IRA…The Greatest Thing Since Sliced Bread

By: Nancy D. McKee, CFP®

My mother was well known for her prolific use of expressions: “Money doesn’t grow on trees,” and “If wishes were horses, beggars would ride.”  Sometimes we knew what she was inferring, but other times her sayings […]

Utilizing Low Income Years After Retirement

By: Ralph S. Boyd, Jr., CFP®

Planning options prior to Social Security and Required Minimum Distributions

We often receive questions from clients concerning the decision to delay social security benefits until the maximum age of 70.  This is a decision that requires […]