Why Financial Planning?
Because you have critical needs—such as financial independence, wealth accumulation, the welfare of your family, the education of children and grandchildren, lifestyle maintenance, and retirement—so a single solution won't work.
Because you must meet your needs, and planning is essential to the success of any important, long-term undertaking.
Because the cost of not planning is far higher. Even the costs along the way—for investments, insurance, taxes, and other financial necessities are less with planning than without.