In today’s dynamic world, financial planning is more than the habit of setting money aside. It’s the process of making solid decisions consistently so that the money you worked hard for works just as hard in return.

For individuals and families, Allegheny Financial Group advisors are experts at doing just that. With innovative tools, active research, and proven approaches, we build a plan around your personal goals, and continuously monitor and manage that plan to keep you on track for meeting or surpassing them.

Your financial situation and aspirations are uniquely yours. We believe your financial plan should be, too. That’s why our approach to planning is personal. With a one-to-one philosophy of client service, Allegheny Financial Group advisors listen to where you want to go financially and craft the best strategy to get you there — because we understand that making your objectives our sole focus is fundamental in putting together the most responsible, most effective plan for you.

Here are the steps we take to accomplish that:


Our financial planning experts identify internal and external factors that could come into play and affect the likelihood of you achieving your financial goals. We determine your tolerance for risk, and establish your need for education funding, retirement planning, estate planning or tax planning.

Develop your plan

After you’ve set your goals — and we completely understand them — your advisor will work with you to determine the steps and strategies to getting started on the right path.


Your Allegheny Financial Group advisor puts the plan we create for you in action and provides the expertise, guidance, and assistance you need to stay on course.

Measure & Evaluate Your Plan’s Progress

The final step in our process is a continuous one. Your advisor will regularly monitor and diligently evaluate the performance of each part of your plan and any corresponding investments to ensure that your long-term and short-term goals are on track. If your needs or priorities change, your advisor will expertly adapt your plan in response to these new realities.

Our wide range of tools help protect you from life’s unexpected events, and help you cover with them:

  • Life Insurance
  • Long-term Care Insurance
  • Disability Insurance
  • Fixed or Variable Annuities
Planning for retirement can be a daunting task. Will you have enough money during retirement to sustain the lifestyle you’ve dreamed of? Our advisors can design – or refine – a retirement program that selects from the full range of cost and tax-efficient tools and programs to help you meet your retirement objectives.

Planning for the retirement of your employees? Retirement plan and benefit program choices are numerous, and the costs widely vary. Our retirement experts can provide you indispensable experience and knowledge to assist in your decision making.

Reducing your tax liabilities for the current year is a compelling reason in itself to do tax planning. But, tax planning is also critical for successful business management, retirement, education or estate planning, or real estate management.

We can make detailed projections of your future tax liabilities and recommend strategies that may include:

  • Income shifting
  • Tax deferral techniques
  • Tax-efficient investing strategies
Creating a lasting legacy depends on some important steps you take today. Preserving assets and minimizing estate taxes requires planning, expertise and most of all, personal knowledge and attention. Our advisors have the resources to help you design an estate plan that accomplishes the goals you set.
If funding education for children or grandchildren is among your priorities, there are a variety of options to consider. These options include:

  • Tax-efficient savings plans such as a 529 plan or Education IRA
  • Taxable savings and investments
  • Loans

Our advisors have the tools to determine the best means of funding your family’s education.