Financial Planning

Your financial situation and aspirations are uniquely yours. We believe your financial plan should be, too. That’s why our approach to planning is personal. With a one-to-one philosophy of client service, Allegheny Financial Group advisors listen to where you want to go financially and craft the best strategy to get you there — because we understand that making your objectives our sole focus is fundamental in putting together the most responsible, most effective plan for you.

Here are the steps we take to accomplish that:

Evaluate

Our financial planning experts identify internal and external factors that could come into play and affect the likelihood of you achieving your financial goals. We determine your tolerance for risk, and establish your need for education funding, retirement planning, estate planning or tax planning.

Develop your plan

After you’ve set your goals — and we completely understand them — your advisor will work with you to determine the steps and strategies to getting started on the right path.

Implementation

Your Allegheny Financial Group advisor puts the plan we create for you in action and provides the expertise, guidance, and assistance you need to stay on course.

Measure & Evaluate Your Plan’s Progress

The final step in our process is a continuous one. Your advisor will regularly monitor and diligently evaluate the performance of each part of your plan and any corresponding investments to ensure that your long-term and short-term goals are on track. If your needs or priorities change, your advisor will expertly adapt your plan in response to these new realities.

When you choose a financial advisor, you’re making an investment in your own money. With an Allegheny Financial Group advisor, that investment returns unmatched expertise in the process and practices of financial planning, as well as in proprietary research and the most up-to-date planning tools. All delivered to the highest standards of personal service.

We understand that this is one of the most important financial decisions you can make. That’s especially true for complex financial scenarios such as managing an organization’s finances or a family’s assets or estate.

The U.S. Securities and Exchange Commission has compiled a checklist of what you should be looking for when hiring any financial professional:

1. Identify exactly what financial services you need.
2. Find out what financial services the professional offers, including what qualifications, certifications, and expertise they have.
3. Ask if there are any limitations on what they can recommend.
4. Perhaps most importantly, find out what services you’re paying for.
5. How much those services cost and how the adviser or planner is paid.

For more information, visit the SEC website.

Financial planning is much more than investing. It encompasses budgeting, retirement planning, saving for education, estate planning, managing taxes, and even purchasing insurance. That’s why we take a holistic approach to financial planning for all of our customers — and why all of our board members and a majority of our advisors have achieved CERTIFIED FINANCIAL PLANNER™ certification.

The CFP® certification is recognized as the highest standard in financial planning  Having completed extensive education, testing, and experience requirements, CFP® professionals are held to rigorous ethical standards and are exceptionally qualified to develop a plan for your finances while ensuring their recommendations are in your best interest.

For more information on CFP^® certification, visit: letsmakeaplan.org.