What is investment management
at Allegheny Financial Group?

The management of your monies should be driven by your specific purpose and time frame for the use of the money. The reality is that personal purpose and time are the overriding decisions for your asset mix. The design of your portfolio should meet important tests; can you live with the allocation mix and will reasonable, expected results meet your objectives. Through professional expertise, clear methodologies, and relentless effort, we focus on delivering consistent, strong, long-term results for you, your family, or your business.

Asset Allocation

Your goals are uniquely your own. To get there, we customize a comprehensive portfolio of investments that address your exact needs and tolerance for risk to help you maintain, manage, and maximize wealth. All through a measured approach that ensures you never take more risk than you need.

Portfolio Implementation

We believe in the power of diversification to not only deliver the financial results you desire but to deliver the security and peace of mind you deserve. Through a customized, robust blend of investments, we ensure that you’re never exposed to more risk than your goals require. And we carefully, actively monitor and evaluate your portfolio‘s progress and monitor your success.

Original and Proprietary
Investment Research

As stewards of your investments, selecting successful fund managers is a large part of our responsibility as an advisory firm. We conduct an extensive due-diligence process that sets us apart from other investment firms. Our research department and investment committee seek fund managers who perform consistently at the top of their peer group, and we uncover them through ongoing performance studies and interviews. We share what we learn with our clients through timely reports and our quarterly Capital Market Review.

Asset Management

Leveraging our extensive, multi-sector experience, our investment professionals fully design, monitor, diversify and manage your portfolio for optimal performance. We hold ourselves to the highest professional standards and operate with complete transparency to ensure your absolute confidence in our progress toward your goals.
  • What is the investment management process?

    Managing an investment portfolio is a four-step process: evaluating your needs and goals, developing a plan, executing the plan, and measuring and evaluating the plan’s progress. In the evaluation step, the portfolio manager and client determine investment objectives, establish risk tolerance, and set expectations. In the next step, they choose an asset allocation based on all these factors. The portfolio manager then puts this plan in action, and in the fourth step, monitors and adjusts asset allocations based on performance and new opportunities or threats in the market.

  • Why is investment management important to estate planning?

    For high-net-worth individuals, managing investments is essential for successful wealth transfer. As part of the estate planning process, a wealth manager can help a client protect their assets and minimize inheritance and transfer fees and taxes. This can ensure that the maximum amount of their clients’ wealth is distributed according to their wishes without imposing an undue burden on the recipients.

  • What is asset allocation? How does it work?

    Asset allocation is the process of dividing your investment dollars among different asset categories such as stocks, bonds, cash, and cash equivalents. The goal of asset allocation is to minimize risk while maximizing your investment return. Since asset categories do not all respond to market changes in the same way or simultaneously, poorly performing asset categories and any corresponding losses may be offset by gains in other asset categories to minimize the overall effect on your portfolio. Selecting an asset allocation is one of the most important investment decisions you will make. Your financial advisor can help you determine how to allocate your investment dollars depending on your goals, investment timeline, risk tolerance, and portfolio size.

  • What is diversification?

    No matter what type of assets you invest in, there will be an element of risk as markets and interest rates rise and fall. Diversification is a strategy your financial advisor will use to spread your money across various asset categories and industries to help reduce volatility in your portfolio over time, thereby helping manage and balance risk and reward in your investment portfolio. The proverb “Don’t put all your eggs in one basket” best describes the goal of diversification and should be top of mind when constructing an investment portfolio.