In today’s dynamic world, financial planning is more than the habit of setting money aside. It’s the process of making solid decisions consistently so that the money you worked hard for works just as hard in return.
For individuals and families, Allegheny Financial Group advisors are experts at doing just that. With innovative tools, active research, and proven approaches, we build a plan around your personal goals, and continuously monitor and manage that plan to keep you on track for meeting or surpassing them.
02Develop your plan
04Measure & Evaluate Your Plan’s Progress
What is personal financial planning?
We recognize every client as a unique individual who has distinct financial goals. Personal financial planning is a money management strategy that customizes financial decisions based on the financial situation of each individual or family we serve. This includes retirement planning, investments, wealth planning, budgeting, life and disability insurance, succession planning, long-term care planning and more.
What are the steps in the financial planning process?
At Allegheny Financial Group, our personal financial planning starts with truly understanding what you hope to accomplish. That means knowing the internal and external factors that could impact your goals and understand your tolerance for risk. Next, we work with you to develop a strategy that works best for your situation. We then put this plan in action with expertise, guidance, and assistance to help you stay on course, and continuously monitor the markets and the performance of the plan’s components to recommend any necessary adjustments.
Why do I need financial planning?
Think of your financial goals as destinations — whether they’re close by or a long way down the road. Financial planning is both the road map and the vehicle to get you there. The right plan — tailored to your personal situation and life stage — can help you be prepared for unexpected emergencies, ensure you meet your financial needs today, and meet your schedule for arriving at your long-term goals.
What value does a financial planner bring to the process?
Our financial planners are experienced professionals who help you organize, allocate and maximize your financial resources. Through active research, proven approaches, and innovative tools, our planners help you make the best decisions with your money, adjust to changes in your life and in the markets, and most efficiently build toward retirement or any financial goal.
Is a financial advisor worth the cost?
Many people today wonder if choosing a financial professional is a sound financial decision. There are many variables to consider, including average cost and fee structures. But there are also variables such as specialized knowledge, proven expertise, up-to-date market research and the most modern planning tools that only a financial professional can provide. With an Allegheny Financial Group advisor, those variables are provided through a team approach that puts the needs and goals of the client first.